Articles

There are techniques that can enable older homeowners to use their property to finance their lifestyle.

Before making investment decisions, it is helpful to determine the real rate of return on the investment.

Here are some smart ways to refinance your home.

Money market funds can be a highly liquid and effective cash management tool.

An annuity is a flexible financial vehicle that can help protect against the risk of living a long time because it provides an option for a lifetime income.

Both fixed and variable annuities could be appropriate options for an individual interested in purchasing an annuity.

An important element to successful investing is to manage investment risk while maintaining the potential for growth.

Dollar-cost averaging involves investing a set amount of money on a regular basis, regardless of market conditions.

A mutual fund is a collection of stocks, bonds, and other securities with certain benefits and risks.

A 403(b) plan is a tax-deferred retirement savings plan that can only be offered by a 501(c)(3) tax-exempt entity.

Employer-sponsored retirement plans are more important than ever, but managing the assets can be confusing.

If you leave a job or retire, you should consider your options regarding your employer retirement plan assets.

If you do not participate in an employer-sponsored retirement plan, you might consider a traditional IRA.

When receiving money accumulated in your employer-sponsored retirement plan, you have two options: lump sum or annuity.

Profit-sharing plans give employees a share in the profits of a company and can help to fund their retirements.

401(k) employer-sponsored retirement plans have many benefits, including that the funds accumulate tax-deferred.

The SIMPLE plan may appeal to small business owners as it is easy to set up, administer, and allows for a tax deduction.

Annuities, an insurance-based financial vehicle, can provide many benefits that retirement investors might want.

Greater demand is being placed on the Social Security system as the baby boom generation has begun to retire.

A Roth 401(k) is funded with after-tax money, and allows for tax- and penalty-free withdrawal of earnings if requirements are met.

A SEP IRA is a type of plan under which the employer contributes (up to a certain limit) to an employee’s IRA.

Company-owned life insurance is one way to help protect a business from financial problems caused by the death of a key employee.

As a business owner, a disability can create an economic hardship putting both your personal finances and business at risk.

Term life insurance differs from permanent forms of life insurance in that it offers temporary protection.

The odds of needing long-term care increase as you age. Prior planning can help protect you from financial ruin.

An annuity is a contract between you and an insurance company to pay you future income in exchange for premiums you pay.

If you have a family who relies on your income, it is important to have life insurance protection.

It's important to understand tax-exempt vehicles when establishing a comprehensive tax planning strategy.

Consider a trustee-to-trustee transfer to an IRA versus a lump-sum distribution from a workplace retirement plan.

Required minimum distribution is the annual amount that must be withdrawn from a qualified retirement plan/account.

Tax-deferred retirement account withdrawals before age 59½ generally trigger a 10% federal tax penalty.